Sunday, July 24, 2011

Solving Population?

I borrowed R's January 2011 issue of the National Geographic because the cover page is attention grabbing, not for its photo (which is the common assumption) but for the cover blurb. "Population 7 Billion: How your world will change." At first glance, the magazine screams, "Doomsday alert! Control the population or die." When you read what's inside, however, it's another story.

The article, penned by Robert Kunzig, points out that while the number is alarming, the fertility decline poses greater effects than the population itself:

The end of a baby boom can have two big economic effects on a country. The first is the “demographic dividend”—a blissful few decades when the boomers swell the labor force and the number of young and old dependents is relatively small, and there is thus a lot of money for other things. Then the second effect kicks in: The boomers start to retire. What had been considered the enduring demographic order is revealed to be a party that has to end. The sharpening American debate over Social Security and last year’s strikes in France over increasing the retirement age are responses to a problem that exists throughout the developed world: how to support an aging population. “In 2050 will there be enough people working to pay for pensions?” asks Frans Willekens, director of the Netherlands Interdisciplinary Demographic Institute in The Hague. “The answer is no.” (p.48)

It's a population implosion, not explosion, and it's happening in most developed countries in the world. Imagine, China's fertility rate went from 6 kids per woman in 1965 to a low of 1.5 per woman today. True, the Chinese people still make up a fifth of the world population, but has anyone paused to consider that their land is equally large too?

But let's forget the numbers--I bet this has been discussed over and over already. Truth is, it isn't the issue on implosion vs explosion that bothers me. It's the attitude most people have over the idea of accommodating more people in the planet that I find disturbing.

Kunzig writes that in India, people have been, for 60 years now, battling with overpopulation. Their weapon? Sterilizations. Can you tell me what's wrong with this picture?

The Indian government tried once before to push vasectomies, in the 1970s, when anxiety about the population bomb was at its height. Prime Minister Indira Gandhi and her son Sanjay used state-of-emergency powers to force a dramatic increase in sterilizations. From 1976 to 1977 the number of operations tripled, to more than eight million. Over six million of those were vasectomies. Family planning workers were pressured to meet quotas; in a few states, sterilization became a condition for receiving new housing or other government benefits. In some cases the police simply rounded up poor people and hauled them to sterilization camps. (p.60)

In their fear of a number, I think many people forget that the number is made up of people like themselves. You don't round up and haul your fellow men or give them incentives to let you mutilate them (and pretend it's for their health when it's really just for your fear of a number). People deserve to be educated to be independent and productive citizens. I think much of the government money would be put in better use if it is invested in the field of training workers, educating kids and producing better livelihood than it would ever be in vasectomy/tubal ligation factories. Let's not forget the dignity of the individual person--just think: what if it was you?

Almas Ali of the Population Foundation says it better: “The goal should be to make the villages livable.... Whenever we talk of population in India, even today, what comes to our mind is the increasing numbers. And the numbers are looked at with fright. This phobia has penetrated the mind-set so much that all the focus is on reducing the number. The focus on people has been pushed to the background.” (p.61)

I bring up this point because the same fear seems to be creeping into our own shores. You read it in the papers, you see it on TV, you hear it over the radio. Have you heard that radio spiel from the Popcom in which a kid complains, "Ano? Mag-aaral ako pagkatapos pa ni Ate, ni Kuya at ni Junior? 'Nay naman!"

First of all, I agree that we should raise families with prudence; however, when, despite all efforts (even with artificial contraception, conception can happen), a baby is given, is it even logical NOT to try to earn more money to send all the kids to school? It's a misplaced kind of prudence at best; it's just a lazy attitude that is not heroic at all--giving only the minimum you have to give, and taking the easiest solution to a problem, never minding if it isn't the right solution.

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We Filipinos have our hearts in the right place TODAY. Let's not allow any of that Western fear creep into them. Tomorrow I'll be at the State of the Soul of the Nation Address, dedicated to commemorating the 43rd Anniversary of the Humanae Vitae. It's also going to be an interfaith event, with people of other religions doing worship services nearby before marching in solidarity with other pro-lifers to Club Filipino. Catholic Mass will be at Sanctuario de San Jose Parish, Greenhills, at 9am.

Hope to see you there!

Sunday, July 17, 2011

Money money money


Do you have a credit card? I do. I got one in the mail and activated it because I needed a laptop. And, because of a series of silly mistakes on my part, I ended up paying for the laptop in cash, which spared me from living with the knowledge that my first credit card bill amounted to almost 20k pesos. (To set the record straight, my first credit card bill amounted to a big bold zero because I was too shy to swipe. Mabait pa ako nyan. hehe!)

I got lucky last Friday when I stayed on to hear Sha Nacino's two cents on credit cards (in particular) and financial freedom (in general). Sha is a yuppie like me, but she knows more about these things, not only because she works in a bank and finished BS Business Economics in UP, but also (and more so) because, in her own words, she has "made a lot of mistakes." In the talk she gave her insights on assets, wealth, and of course, saving.

Here, some points that I found very helpful (which I hope you'll find very helpful too!):
  1. Live within your means. Ok, ok, this may seem a bit obvious, but let me explain. If you have a credit card, technically you aren't living within your means. A credit card is meant to bridge that gap between expenses and income, especially when the former exceeds the latter. This is not to say that credit cards are bad... it's how you use them that makes them either bad or good. Remember that the percent interest the bank collects from your unpaid balance is much more than it gives your savings account. Zero out the balance in your credit bill as often as possible.
  2. Wants and needs? Know which ones are good purchases. I'm not gonna say don't buy the wants, because I can't do that either. But here's something to help you decide whether it's a good buy or not: According to Robert Kiyosaki's Rich Dad, Poor Dad, an asset is anything that puts money in your pocket, while a liability is anything that takes money out of your pocket. Before you make a lifestyle-changing purchase (a car? a huge LCD TV? enrolling in a class? the newest gadget in the market?), think about how it will help you grow as a person (grow in skill/knowledge, hone a talent, instill virtues, bring you a step closer to your dreams) and how much you will spend on it (in terms of time, too, not just money)--and ask yourself: is it worth it?
  3. Develop a habit of saving. Sha points out that as your income grows, so do your expenses. Hence, it's not how much you earn, but how much you keep. This is why saving is so important. If you have a hard time saving, maybe you're using the wrong formula: Income - Expenses = Savings. Use this instead: Income - SAVINGS = Expenses. Set aside a certain amount every month that you absolutely will not touch on pain of [horrible punishment here]. Put it in a savings account so it's not handy when you want something. If you have enough money to set aside that you won't miss in a while, how about considering a time deposit? The interest is larger, and you really won't be able to touch that monies! (There's also the option of the stocks and mutual funds, but those are for people who understand the risks and know how to "play the game." If you're a beginner, take small steps first.)

Did you see that movie Confessions of a Shopaholic? While I wouldn't call my appreciation for shopping an addiction like Becky Bloomwood's, I learned something from the Girl in the Green Scarf: while making the credit card hard to reach (literally freezing it in a block of ice, for instance) will stop you from buying things on impulse, it is not the same as self-mastery.

Because it's sale season I am tempted to buy something for myself every time I wait around in the mall. I know I'm on my "lean months," so I really should think twice before I buy anything impulsively, whether it's on sale or not. Remember that scene in Confessions where Becky enters a sample sale even when she knew very well she didn't have the money to pay off her debts? She tells herself: "These cashmere gloves I need as it is winter and I have... hands." Don't make excuses or superficial reasons for buying something. Excuses only weaken your resolve to do anything, and you lose control again.

I think financial freedom goes hand in hand with self-mastery. That and the virtue of poverty. Now, how on earth did poverty become a virtue? Poverty here means you are not attached to material things, and you are not impressed by the glitter of a name or the cost of a piece of merchandise. You know what you need and want (and have placed these in a proper priority list), and you see how you can make the best use of the things you can afford. Only in living the virtue of poverty can a person see the real worth of things.

Happy saving!

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Photos are stills from the movie Confessions of a Shopaholic, starring Isla Fisher.


Wednesday, July 6, 2011

Don't be ignorant!


"Ignorance is boring," so says a National Geographic shirt. A few months ago, I wrote a piece on why the RH bill is not good for Filipinos, and since that article came out already in The You, Inc. Chronicles, a newsletter for women young professionals, I can now share it here.

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When ignorance becomes deadly

Ever heard of the term “reproductive rights”? It sounds very nice, doesn’t it? In fact, it is a very nice concept, on the condition that by “nice” you mean “foolish” as the word meant in Old English.

Why is that? “Reproductive rights” basically points to the right to do anything with one’s fertility and body because it is one’s own. A woman with reproductive rights can kill her unborn child without being called a murderer. A husband with reproductive rights can get a vasectomy without informing his wife. A teenager with reproductive rights can have an IUD inserted without telling her parents. The big deal is, it’s their body; let them do with it as they please.

The Reproductive Health Bill, now known as the “Responsible Parenthood, Reproductive Health and Population and Development Act of 2011,” stems from this concept of reproductive rights. Don’t be fooled by the “Responsible Parenthood” in the title; if anything, this bill promotes irresponsible parenthood. Why?

1. It encourages married couples to forget how their body works and just use the contraceptives the government will give for free. “Modern” (read: artificial) family planning methods are to be considered “essential medicines” (Sec. 10) bought using taxpayer’s money, which will amount to about 3 billion pesos. Besides that, the bill provides a plan to integrate an artificial family planning component in the government’s “anti-poverty programs” (Sec. 12), so, after our country spends 3B, we can be sure we’ll have fewer folks under the poverty line. (How do you lessen poverty? The RH bill answer is: Cut down on poor people!)

2. It takes away the parent’s responsibility to teach their children about love, sex and marriage. Mandatory sex education programs (Sec. 16) as dictated by the government will be implemented in schools. If you disagree with any of the lessons in it, you cannot bring your children to another school because all schools will use the same government-issued sex ed manual. What could these lessons be? One list provided in the sex ed manual clumps “Relihiyon” and “Pakikialam ng Pamilya” under one heading: List of obstacles to rights.

3. It insists upon an ideal family size. The bill esteems two children to be the ideal family size. This number is “neither mandatory nor compulsory,” which makes one wonder what it’s doing in Sec. 20 in the first place.


Not only parents, but every citizen will be affected by the RH bill. Besides the fact that your income tax goes to condoms no one will put to good use, you (Sec. 28):

1. Shall be forced to provide access to the full range of reproductive health care services to your employees, if you are an employer. Never mind if you don’t believe in the use of artificial contraceptives (condoms, injectables, IUDs, patches, emergency contraception, etc.), or the need for surgical sterilization when there are better alternatives. What’s more, legislators are saying the bill is anti-abortion, but the term “reproductive health,” as feminist and U.S. Secretary of State Hillary Clinton defines it, “includes contraception and family planning and access to legal, safe abortion.” If this bill gets passed, what’s to stop pro-abortion groups from getting “safe” abortion included in the law? After all, it is part of reproductive healthcare. Employers then will not only be providing rubber balloons, but will also be participating in the murder of innocent people.

2. Shall not be allowed to refuse a patient his reproductive healthcare services on account of religion, if you are a healthcare service provider. If a kid asks you for a gun, you don’t refer him to someone else if you don’t believe that guns are the solution. But this bill will make you refer someone to another healthcare service provider if you don’t provide reproductive healthcare. Whatever happened to helping people find better alternatives? Any healthcare service provider will know of more health-friendly and environment-friendly alternatives to stroke-inducing, breast cancer-causing, ecosystem-disrupting oral contraceptive pills.

3. Shall not be allowed to criticize the bill. It says “malicious disinformation” but that can easily mean “anything that rubs the bill the wrong way.” Whoever heard of getting jailed for protesting to something written on a piece of paper?

There are people who may say that the RH bill has some good provisions like maternity and good pre-natal care. Those provisions deserve to be in a bill of their own, not lumped together with provisions on birth control, which is—to say the least—ironic. How can a piece of legislation focus on providing good maternal healthcare when it’s already so bent on not having to handle cases of pregnancy in the first place?


Going back to reproductive rights—while rights are good and wonderful, they go hand in hand with responsibility. That means our freedom to do what we want with our fertility and body ends where the rights of others begin. What’s wrong with the so-called reproductive rights is it oversteps a child’s right to be born, a parent’s right to educate and guide the children, and a husband’s right to know about (and be involved in) his wife’s fertility concerns, and vice versa. What’s wrong with this particular RH bill, in addition to those three already mentioned, is that it also oversteps every citizen’s freedom to practice his religion, to speak up against something he believes is wrong, and to choose without having to hear all that hogwash about the convenience of contraceptives and the need for instant self-gratification.

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Photos of the UP Against RH silent protest courtesy of Sunnyday. Isn't it nice to see the youth (even just a few of them!) standing up for the truth? :-)

Sunday, July 3, 2011

True freedom

Image from i write to believe.

"Freedom consists not in doing what we like, but in having the right to do what we ought."-Blessed John Paul II

Thursday, June 23, 2011

Imagination


I've written a lot of articles about imagination, particularly those that go "encourage your child's imagination because...." But today, I'm going to play a different tune.

Our imagination is a rich source of ideas. For writers, it's a well of stories; for artists, inspiration. "Let your imagination run wild" is a common advice given to people suffering a creative block of a sort, and sure, there's really no harm in that! It can even be fun!

But letting the imagination run wild can have its bad consequences too; it's one way to completely lose your cool or change the way you see things without the benefit of verification. The imagination-run-wild can turn into poison, a potent mix that corrupts the mind and the heart!

No one wants to be poisoned. Be wise and consider all points, hear truths from the source, and never assume anything but the good in people. Here are five thoughts to be wary of and to avoid indulging at the expense of your serenity and peace of mind:

  1. Ideas that scare you. Fears make us worry to no end! What can you do about it? Somebody once said that worrying is like sitting in a rocking chair; you move so much but get nowhere. If something scares you (ex. what your boss will say about the big mess you made, or a pain in your arm that won't go away), do something to take that fear away (like go to the doctor) and then occupy yourself with something totally unrelated. You can only do so much; let others help!
  2. Ideas that make you hate/distrust somebody. So you think this friend hates you because you are KJ or something. It's easy to imagine what people think--but remember that putting words in other people's mouth does not equate to their actually thinking or saying it. Give people a break and assume the best in them.
  3. Ideas that are tinged with envy. It may seem harmless, "I wish I had her car," but more often than not, daydreams that begin this way can corrupt you little by little, and before you realize it, you're wishing "I hope she hits her car on a pole." Scary!
  4. Ideas that make you feel uncomfortable. If you've read not-so-decent books or seen not-so-decent movies, sometimes you find yourself imagining not-so-decent situations! Saying "Gross!" works, as an initial reaction. Then get rid of all those media that trash your sensibilities and waste your time. You need to help yourself build self-mastery; having these things around will only weaken any resolve you've made.
  5. Ideas that discourage you from doing the good. Fears again, but a different kind--these fears prevent you from doing the wise/good/just thing. For example, you catch a friend cheating at a test; find that the restaurant you ate in charged you too little; or put off paying the debt you owe. Sometimes, your imagination creates excuses that "justify" your inaction. Don't listen to it! Do the right thing, no matter how scary, and you'll see that you have the strength when you need it.
Good luck!

Sunday, June 19, 2011

How to be serene


A few tempers have exploded during my treks going home last week, and these tempers from ladies, no less. I suppose we can excuse them; it is the end of the day, we all just want to go home, and why do people keep pushing anyway?

This is why I thought I should come up with a serenity list. Who knows? maybe one of these days I could be the one screaming obscenities while breathing down on somebody's neck for lack of wiggle room (literally and/or figuratively). An ounce of prevention is better than a pound of cure.

1. Stick to the truth. Whether you're talking about someone you know or explaining your own actions, it's always the best to stick to the truth. For one, it prevents you from having to make up one lie after another (because liars learn that they need to make up more lies to cover up their first), and if there's one thing that robs a person of serenity, it's over-thinking the useless things.

2. Think before you speak. This prevents you from getting stuck in the "lie trap" in the first place. If what you're about to say is not the truth because the truth sounds too boring/horrible/atrocious, just remember that anything you blurt out without prudence (without thinking of the consequences) comes out much worse in the end. And the lie trap snaps.

3. Understand where others are coming from. Sometimes, it's not all about you. Somebody loses his temper, or blames your for something, or picks a fight. Before you stress over that, just remember that if you've done everything honestly, properly and well, then you shouldn't worry! Just let the hothead cool off; and don't hit back. Your energy is better spent in productive work. Most of all, remember that you're called to love, esp. those who are most difficult to love.

4. Smile. And freshen up that tired face. Wear a nice shirt. While it's true that serenity comes from within, that's no reason to cultivate a chaotic appearance without. When you look good, you feel better, you treat others better, and you make more people serene, too--which is the ultimate effect of serenity.

5. Remember: It's not all up to you. A lot of us lose our cool when we think everything is up to us. What do you expect? We're only human, and huge responsibilities are daunting. But if you keep in mind that nothing is "all up to you" then you can rest better and worry less (besides, what does worry accomplish?). Your energy, your health, your reason, your resources... aren't they all gifts with which we can get up in the morning and achieve our goals? These things would not be ours to use if they weren't given; they're all up to Someone to give us. So take a few moments each day to thank Him for letting you do what you do. That's the surest way of gaining (and fortifying) serenity.



Wednesday, June 8, 2011

Rainy day etiquette

It's the season of commuting in the rain again! Get those rain-sturdy shoes out and practice those opening-and-closing-the-stubborn-foldable-umbrella skills, which come especially handy in boarding public vehicles driven by people who expect you to hop in and out Hollywood Action Movie style (albeit sans the background explosions).

While commuting to and from work in the rain gives everyone an excuse to just "get going already" and not care so much about how you get to point B from point A, I'd say it's possible to still be a lady in the worst kind of weather. No, I don't mean we have to be "maarte" or hold our umbrellas with our pinky finger sticking out; I mean that manners are called for in any situation as a sign of sensitivity to the needs of others.

An umbrella, for instance, is one of the most cumbersome contraptions ever invented by man. It helps us get somewhere without getting our head wet (yes, just "head") while constantly threatening to hit somebody in the eye. We all need an umbrella in the rain. We all have the right to use one, but along with that right, we have a responsibility to use it properly. For example, you don't hog the entire sidewalk with the bulk of your umbrella, and you don't walk with one without watching out for the heads (eyes, ears, noses, shoulders) of your co-pedestrians.

Here, some reminders about rainy day etiquette for commuters/pedestrians:

What do you do when there is heavy 2-way foot traffic in the sidewalk while it's raining?
Watch out for the heads and umbrellas of other people! To make things easy, make height your rule of thumb: if the person you are coming towards is shorter than you, raise your umbrella. If taller, lower yours.

What do you do when you're walking out of a building or shelter and into the rain? Let the people ahead of you open their umbrella and walk out first before you open yours and follow. It may seem like this takes longer, but if everyone had the patience to wait the few seconds it takes to do this, walking around becomes more efficient, if not more pleasant. It's also a good way to avoid leaving umbrella prints on the clothes of the person directly ahead, who, just like you, prefers to be dry, too.

What do you do when you board a runaway bus with a wet umbrella? While most conductors like to scream that you should step in first before closing that umbrella, there is no way to do that without getting pulled back out (by the open umbrella) and losing your balance just because bus drivers don't like brakes. No need to risk your life. The trick is to loosen the tautness of the umbrella first while keeping it over your head, then step in the bus, quickly closing the umbrella all the way, and hold on tight to stay balanced, keeping the wet umbrella close to the floor. This way, you don't drip all over the laps of the seated passengers, and if you accidentally wet someone's toes, at least it's the feet, which, in this weather, are probably wet already. If you have a plastic bag, put the wet umbrella in it, to help keep the bus as puddle-free as possible. If you don't, keep the umbrella between your feet when you're seated already so that it doesn't soak other people's pants.

How about a jeep? Because you enter a jeep head-first, you'll have to close the umbrella before boarding. Practice closing the foldable umbrella swiftly so you can close-and-board in one swoosh. (Watch out where you swoosh the umbrella though, someone might be standing close behind you.) Then, keep the umbrella down as you make your way to your seat. Again, a plastic bag to put it in comes in handy.

What do you do when you open the umbrella and find out it's snagged? Close it again, don't step out in the rain, but get out of the way of the foot traffic. Fix the snag first before lining up in the traffic again like a good citizen.

Pedestrians hate rainy days, but just because we don't like it doesn't mean we should go through our commuting route with a frown and ready to elbow everybody. Instead, we can offer up the difficulties for the people we love, and be thankful for the small mercies: that there's a home to get to (with soap and water!), that at least the sun is not too hot, and (if it's in your route) that the MRT platform has a roof. Can you just imagine what would happen if the yet-to-be-discovered football stars that appear at the MRT during rush hour were armed with wet umbrellas?